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Home Interest Rate

With higher interest rates, should I lock in a fixed rate for my HELOC?

by Matthew Upton
July 5, 2022
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Q. I took out a home equity line of credit to redo my kitchen and the balance is about $30,000. I know interest rates are going up and the credit line has a variable rate. Is now a good time to try to lock in a fixed rate with the bank?

— Borrower

A. The simple answer is yes.

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