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Home Banking Laws

Apple Will Handle Lending Itself With New Pay Later Service (1)

by Matthew Upton
June 8, 2022
in Banking Laws
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June 8, 2022, 9:54 PM

  • Company subsidiary to conduct credit checks and make decisions
  • Tech giant has partnered with Goldman Sachs on other efforts

Apple Inc. will handle the lending itself for a new “buy now, pay later” offering, sidestepping partners as the tech giant pushes deeper into the financial services industry.

A wholly owned subsidiary will oversee credit checks and make decisions on loans for the service, which is called Apple Pay Later. The business — Apple Financing LLC — has necessary state lending licenses to offer the feature, though it operates separately from the main Apple corporation, the company said in response to Bloomberg questions.

The move marks the first time Apple is handling key financial tasks like loans, risk management …

Mark Gurman

Mark Gurman

Bloomberg News

© 2022 The Bureau of National Affairs, Inc.

All Rights Reserved

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