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Home Mortgages

Climbing mortgage rates push homeownership out of reach for many Oregonians

by Staff
July 3, 2022
in Mortgages
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Climbing mortgage rates push homeownership out of reach for many Oregonians
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A man stands leaning on a for sale sign in front of a row of houses

Chris Guthrie searched for a home for a year and a half before finding the Beaverton townhome heÕll soon be closing on. Mortgage interest rates have doubled in the past 6 months, pushing more than 160,000 prospective homebuyers out of the Portland market. Dave Killen / The Oregonian

As rising prices threatened to upend their dream of homeownership, one Portland family decided to pool three incomes from two generations — the only way they saw to afford a home before they were totally priced out.

Then mortgage interest rates began to rise, too. As rates doubled in a span of months, the family’s buying power eroded quickly, said Juan Campos, the director of economic opportunity for Hacienda, a nonprofit that was offering the family advice.

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